Free tools to help you plan your investments, taxes, loans, and retirement. All calculations run in your browser — instant, private, and shareable.
Model SIP, lump sum, and step-up investing with year-by-year projections.
Estimate fixed deposit maturity value, total interest, and compounding outcomes.
Project long-term PPF corpus growth with annual contributions and tax-free maturity.
Convert total investment growth into an annualized return for easier comparison.
Estimate ELSS returns and tax savings under Section 80C with lock-in awareness.
Compare gold returns with alternate assets for SIP or lump sum investing.
Compare old and new regimes with deductions, surcharge, cess, and take-home impact.
Estimate exempt and taxable HRA using salary, rent, city type, and annual HRA received.
Break CTC into gross pay, deductions, taxes, and estimated take-home salary under the new regime.
Estimate listed-equity capital gains tax saved by setting off losses under current Indian rules.
Calculate gratuity eligibility and payout based on salary, service years, and employee type.
Model National Pension System corpus, annuity split, and retirement outcomes.
Estimate systematic withdrawal cashflows, ending corpus, and sustainability over time.
Project employee provident fund balance using salary growth and EPF interest assumptions.
Estimate retirement corpus and monthly SIP needed using inflation-adjusted expenses.
Estimate your financial independence target and years required to reach FIRE.
Plan any major goal with inflation-adjusted future cost and required monthly savings.
Assess savings, debt, emergency fund, and investing habits with a practical score.