These Terms of Service ("Terms") govern your (the "User") access to and use of the website at myfinest.app and any related mobile applications (collectively referred to as the "Platform"), operated by Glitchverse Technologies Pvt Ltd ("Finest" or the "Company") a private limited company incorporated under the Indian law and registered under the Companies Act, 2013.

By accessing the Platform or using the services provided therein (the "Services"), you acknowledge and agree to be bound by these Terms and all applicable laws and regulations. You further agree to assume full responsibility for compliance with any local laws that may apply to your use of the Platform. If you do not agree with any provision of these Terms, you must refrain from using the Platform.

1. Acceptance of the Terms

By accessing or using the Services, you confirm that you are at least 18 years old and legally able to enter into these Terms. If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2. Description of Services

Finest provides a software platform designed to help you organize and understand your financial information. Depending on the features available to you, the Services may include dashboards, insights, reminders, and optional integrations you choose to connect (for example, statement and document sync). The Services may also include third-party services ("Third Party Services") provided by external providers. We may add, change, suspend, or discontinue parts of the Services at any time.

3. No Professional Advice

Finest is not a bank, broker, investment adviser, or tax/legal advisor. The Services may present information and insights for informational purposes only and are not intended to be financial, investment, tax, or legal advice. You are responsible for your decisions and for verifying information before acting on it.

4. Registration and Account Integrity

As a condition for accessing and using certain aspects of the Services, you may be required to register with Finest and select a password and username. You shall provide Finest with accurate, complete, and updated registration information. Any failure to do so shall constitute a breach of these Terms, and may result in the immediate termination of your account and access to the Services.

5. Privacy Policy

Your privacy is important to us. The Company's Privacy Policy is hereby incorporated into these Terms by reference. Please read the Privacy Policy carefully to understand the Company's practices regarding the collection, use, and disclosure of your personal information.

6. Modification of the Terms

The Company reserves the right, in its sole discretion, to modify or update these Terms or any policy or guideline associated with the Services at any time. In the event of such changes, Finest may provide notice through appropriate means, such as by sending an email notification, posting a notice on the Platform, or updating the date at the top of these Terms. Your continued use of the Services following the posting of updates or modifications constitutes your acceptance of those updates or modifications.

7. Acceptable Use

You agree not to misuse the Services or help anyone else do so. This includes attempting to gain unauthorized access to accounts or systems, interfering with the Services, reverse engineering where prohibited by law, using the Services for unlawful purposes, or uploading content that infringes third-party rights.

8. User Conduct

You are solely responsible for your conduct and any data you submit, upload, or otherwise make available through the Services. You agree not to submit content you do not have the right to use, and you are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

9. Third Party Services

Finest or any third party may provide links to other websites or resources. You acknowledge and agree that Finest is not responsible for the availability or content of any external sites or resources. Your access to and use of such sites and resources is at your own risk.

10. Intellectual Property Rights

The Services, all content of the Platform and all materials contained therein, including, without limitation, the Finest logo, designs, text, graphics, pictures, information, data, software, sound files, other files, as well as the selection and arrangement of such materials (collectively, referred to as the "Materials") are the exclusive property of Finest or its licensors. These Materials are protected by the applicable laws of India and international intellectual property laws.

11. Disclaimers and Limitations of Liability

The Platform, Services, and all Materials provided therein are subject to change and are offered by Finest on an "AS IS" and "AS AVAILABLE" basis. Your use of the Platform and Services is at your own risk. Finest expressly disclaims all warranties, whether express or implied, including but not limited to any warranties of accuracy, non-infringement, merchantability, and fitness for a particular purpose. Finest does not warrant that the Platform or any of its Services will operate without an error nor does it guarantee that the Platform and its servers are free from computer viruses or other harmful mechanisms. To the fullest extent allowed by law, Finest, shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use or inability to use the Platform or Services.

12. Indemnification

You agree to indemnify and hold harmless Finest, its officers, directors, employees, and agents, from and against any claims, actions, demands, liabilities, and settlements, including without limitation, reasonable legal and accounting fees resulting from, or alleged to result from, your violation of these Terms of Service.

13. Termination of Account

Finest reserves the right, in its sole discretion, to suspend or terminate your access to the Platform and Services at any time and for any reason, including but not limited to: (a) a breach of these Terms; (b) failure to comply with any applicable laws or regulations; or (c) any conduct that Finest deems inappropriate or harmful. Upon termination, your right to use the Platform and Services will immediately cease, and you agree to discontinue all use of the Platform and Services.

14. Governing Law and Jurisdiction

The Terms shall be governed by and construed in accordance with the applicable laws of India, without regard to its conflict of laws principles. Any claim or dispute arising, in whole or in part from the Services shall be settled in good faith and amicably. In the event the dispute persists, it shall be adjudicated exclusively by a court of competent jurisdiction in New Delhi.

15. General Terms

If any part of these Terms is found to be invalid or unenforceable, that part will be modified to reflect the parties' intention or eliminated to the minimum extent necessary so that the remainder of these Terms will remain in full force and effect. The Company's failure to enforce any part of these Terms shall not constitute a waiver of our right to later enforce that or any other part of these Terms.

16. Contact Information

If you have any questions regarding these Terms please contact us at [email protected]